A commercial auto insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It’s not just the registration that determines the requirement for a business automobile insurance policy. Other requirements include ownership by a corporation, use in hauling goods for hire, and gross vehicle weight. Some small trucks, under specific circumstances, can be owned and insured under a personal automobile insurance policy.
Unlike private passenger policies, commercial automobile insurance policies are not regulated in pricing, which means there can be significant price competition among insurance companies for good commercial automobile insurance.
Forest Agency Insurance offers free, comparative quotes on commercial auto insurance from multiple insurance carriers so you can get the best possible rate.
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