Private Client Protection for Home, Condo and Rental

Your home is your biggest investment. Forest Agency understands how important it is to you and your family.  We provide customized, private client policies for your home–whether it is a historic suburban landmark, downtown high-rise condominium, country lake estate or exclusive long-term rental.

Some of the benefits of a Forest Agency Private Client Homeowners, Landlord or Rental Policy include, but are not limited to:

  • Most comprehensive insuring agreements for home
  • Most comprehensive insuring agreements for contents
  • Most comprehensive coverage for liability (including personal injury)
  • Water and sewer backup to home and contents limits
  • Primary flood and surface water coverage
  • Unlimited home replacement cost ordinance and law (rebuilding to code)
  • Rebuilding at another location without depreciation
  • Deductible waived for losses over $50,000
  • Diminishing deductibles
  • Unscheduled jewelry and furs up to $10,000 and higher
  • Kidnap and ransom coverage
  • Coverage for accidental breakage of fragile items
  • Formal home inspection and appraisal
  • Multiple homes (and vehicles) on a single policy

*Subject to policy terms, conditions, exclusions and limitations.

Do you employ domestic staff in your home?

Please read this new white paper on “Managing the Risks of Employing Domestic Staff.”

Domestic Employee White Paper

We offer more than just a policy

See what we can do for you today