menu

Category: Uncategorized

New Illinois Laws for 2019



More than 250 new laws took effect in Illinois last month, including some new and updated driving and consumer laws that you should be aware of.  Here’s what you need to know: Rear-facing child car seats Children are now required to ride in rear-facing car seats until they’re 2 years old, weigh 40 pounds or […]

Read More

Preventing Frozen Pipes



Sub-zero temps have arrived, and these extreme temperature fluctuations are a recipe for pipe bursts. Forest Agency has assembled some helpful information on how to prevent frozen pipes, and what to do if pipes freeze or burst. What Causes Frozen Pipes? The water inside pipes can freeze when outdoor temperatures drop below freezing. As freezing […]

Read More


Why have my homeowners insurance rates gone up?

So much goes into the formula that insurance companies use to determine annual premiums.  And most of the causes for increase are due to factors over which the companies have little control.   We like this short video from Encompass that explains how increases in catastrophic weather, insurance claim fraud and cost of building materials are all […]

Read More

New Illinois Laws for 2017

More than 200 new laws took effect in Illinois this month.  Of these, there are a few new and updated driving laws that you should be aware of.  Here are a few highlights: Those who have been convicted of driving without insurance could have their vehicle impounded if they are stopped by police within 12 months […]

Read More

Just a Quick Text

The typical “quick text” takes a driver’s eyes off the road for an average of five seconds.  Did you know that this would be the equivalent of driving blind at 55 mph for the length of an entire football field?  A quick text can lead to devastating consequences.  Read on for a real-world story from […]

Read More

The Clock is Ticking for Holiday Baking

Looking for some new ideas for your holiday cookie tray?  This week was Forest Agency Insurance’s 10th Annual Cookie Exchange, and we had some unique and creative treats this year.  Here’s the rundown, with links to recipes for each: Lemon Ricotta Cookies with Lemon Glaze:  These Italian lumps of sweet tartness were such a hit last […]

Read More

Are You Smart with Your Smartphone?

Are you smart with your smartphone? More and more news stories stem from situations that resulted in not-very-wise usage of mobile devices.  Here are a few eye-opening examples, and some good tips from our friends at International Risk Management Institute. A Dallas insurance professional was recently mugged in broad daylight at a Dallas Area Rapid Transit station. […]

Read More

Five things that you should never flush

We all have been told in the past, but in hopes of avoiding a major backup that could lead to damage to your home, here’s a little reminder of the things that should not be flushed down the toilet, but placed in the trash bin. Paper Towels:  These are much heavier than toilet tissue and do […]

Read More

Travel Checklist for Snowbirds

If you are a snowbird heading south for the winter, there are several key things you should do to help protect your vacant home. Taking these steps can help protect your home from theft, water damage, heating or electrical system malfunctions and other possible threats while you are away. Forward your mail and stop newspaper delivery […]

Read More

We offer more than just a policy

See what we can do for you today