Category: Disaster Preparedness

The Complications of Condo Coverage

  You’ve taken the plunge and opted for condo life.  Now that the papers are signed, it seems like everything is taken care of for you—building maintenance, roof repairs, landscaping, insurance, etc.  It’s time to relax because everything is covered, right? Not quite.  While the insurance policy provided by the condo association covers the building […]

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Preparing your boat for spring launch

May means the arrival of spring in the Midwest, and if you are a boat or watercraft owner, you likely are looking forward to getting into the water!  Our friends at ACE Private Risk Services passed along a few tips on getting your vessel back afloat after a long winter. BEFORE LAUNCH Inspect the bottom:  Do a […]

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What to do if You Have Water Damage Due to a Winter Storm

When we think of winter storms, our minds go to snow globe images, and snuggling up in front of a fire, with board games and warm cocoa.  But the truth is, winter weather can cause real damage to your home and other properties. According to the Insurance Information Institute, “Winter storms caused an estimated $3.5 […]

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Do You Need a Flood Insurance Endorsement?

After the last few years of weather here in the Midwest, it is no surprise that flood is the top natural disaster in the United States.  Unfortunately, most homeowners insurance policies exclude flood coverage.  The Insurance Information Institute estimates that only 14% of US homeowners have a flood insurance policy.  Further, the National Flood Insurance […]

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Do you know the difference between water backup, seepage and flood?

It’s been a soggy few months here in Chicago.  In fact, June 2015 has been the fourth-wettest month on record for Chicago (and we still have a few hours to go!). This image of damaged property at the curbside or alleyway has become commonplace.  Still, trying to figure out whether your soggy basement is covered […]

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