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Category: Disaster Preparedness

New Illinois Laws for 2019



More than 250 new laws took effect in Illinois last month, including some new and updated driving and consumer laws that you should be aware of.  Here’s what you need to know: Rear-facing child car seats Children are now required to ride in rear-facing car seats until they’re 2 years old, weigh 40 pounds or […]

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Preventing Frozen Pipes



Sub-zero temps have arrived, and these extreme temperature fluctuations are a recipe for pipe bursts. Forest Agency has assembled some helpful information on how to prevent frozen pipes, and what to do if pipes freeze or burst. What Causes Frozen Pipes? The water inside pipes can freeze when outdoor temperatures drop below freezing. As freezing […]

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The Complications of Condo Coverage

  You’ve taken the plunge and opted for condo life.  Now that the papers are signed, it seems like everything is taken care of for you—building maintenance, roof repairs, landscaping, insurance, etc.  It’s time to relax because everything is covered, right? Not quite.  While the insurance policy provided by the condo association covers the building […]

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Preparing your boat for spring launch

May means the arrival of spring in the Midwest, and if you are a boat or watercraft owner, you likely are looking forward to getting into the water!  Our friends at ACE Private Risk Services passed along a few tips on getting your vessel back afloat after a long winter. BEFORE LAUNCH Inspect the bottom:  Do a […]

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What to do if You Have Water Damage Due to a Winter Storm

When we think of winter storms, our minds go to snow globe images, and snuggling up in front of a fire, with board games and warm cocoa.  But the truth is, winter weather can cause real damage to your home and other properties. According to the Insurance Information Institute, “Winter storms caused an estimated $3.5 […]

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Do You Need a Flood Insurance Endorsement?



After the last few years of weather here in the Midwest, it is no surprise that flood is the top natural disaster in the United States.  Unfortunately, most homeowners insurance policies exclude flood coverage.  The Insurance Information Institute estimates that only 14% of US homeowners have a flood insurance policy.  Further, the National Flood Insurance […]

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