Recent Posts

  1. Protecting Your Home from the Winter Elements

    by grobbins

    As the days grow longer and the thermostat drops, it is important to protect your home–and more importantly, your vacation home– from the winter elements, including ice, snow and wind. Here are the most important steps to take to keep your home secure and avoid water damage from frozen pipes: Eliminate drafts by closing off […]

  2. Does Your Homeowners Insurance Include a “Cash Out” Option?

    by grobbins

    You have great homeowners insurance. But how flexible is your policy? Imagine your home catches fire while you are on vacation. No one was home, so your family and pets are safe, but your home was completely destroyed.  What’s the next step? Wouldn’t you and your family like options when you help outline what to […]

  3. Kidnap and Ransom…Who is at Risk?

    by grobbins

    You may be surprised to learn that across the globe there are more than 20,000 people who are kidnapped every year. Even more shocking is that the victims of these crimes are no longer exclusively the ultra-rich. Kidnappers have shifted their tactics. While top executives traveling internationally for business continue to be at risk, there seems […]

  4. My Teen is Taking Drivers Ed…How Will This Affect my Insurance?

    by grobbins

    School is back in session, and that means that many families may have a teen taking Drivers Ed this fall. If this process has snuck up on you, as it did for me, you may have some questions on how this affects your insurance.  Here are answers to some of the questions we hear most […]

  5. Do You Have a Workers Comp Policy for Your Business?

    by grobbins

    Category: Business Insurance

    Most Illinois business owners know that they are required to have Workers Compensation Insurance if they have employees.  But many times business owners do not have a policy in place when they need it. We recently heard a story of a small business owner who was faced with a claim, only to realize he had […]

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  6. Does Your Business Need Cyber Liability Insurance?

    by grobbins

    In an age where a stolen laptop or hacked account can instantly compromise the personal data of thousands of customers, or an ill-advised post on a social media site can be read by hundreds in a matter of minutes, you don’t need to be a large corporation like Target to protect yourself against this exposure.  […]

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  7. Your boat’s first voyage of the season

    by grobbins

    Your watercraft has been in the water for over a month waiting to set sail.  With the summer heat finally settling in, nothing sounds better than an afternoon on the lake….but not so fast…  You want to be sure your vessel is in tip top shape before you head out.  Here is a quick checklist […]

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  8. Staying Safe on Your Bicycle

    by grobbins

    The benefits of biking are indisputable, and with more and more cities working biking culture into their urban planning–including development of bicycle paths from defunct rail lines and defined on-road bike lanes, the popularity of biking is surging. While riding a bicycle presents a fun and alternative mode of transport, it can also put you at risk, […]

  9. Spring Cleaning Checklist

    by grobbins

    Spring cleaning can be a satisfying—and symbolic—departure from the dark, cold days of winter. You do not need to go as far as Marie Kondo, author of The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing recommends, discarding everything that doesn’t “spark joy.” You can accomplish a lot with a swift […]