Recent Posts

  1. Breaking into your home with a smart phone

    by grobbins
    keys

    Technology has made it much easier than ever for thieves to get to your valuables. We have been warned about how technology can make access to your information easier, but did you know that there are applications that can allow burglars to obtain a copy of your house key with a smart phone? According to […]

  2. Are you covered when you are doing personal errands in your company car?

    by grobbins
    Ignition

    Suppose you’re driving your “company-furnished” vehicle on a personal errand to the grocery store and are involved in a serious accident. Will you have the proper insurance coverage? It’s possible you may not have the coverage you need. Your employer’s business auto policy may not cover you when you’re using a company vehicle on personal […]

  3. Keeping Your Teen Driver Safe

    by grobbins

    Category: EducationInsuranceSafe Driving

    girl in car

    Did you know that every day more teens die in car crashes than because of cancer, homicide or suicide combined?  Teen drivers are more likely to be involved in an accident than any other group. Every parent with a teen driver worries when their son or daughter is on the road. But there are mistakes that […]

  4. Is Your Car Due for an Emissions Test?

    by grobbins
    rear bumper

    If you live in Illinois, you may have heard that the Secretary of State suspended the mailing of vehicle emission test notices beginning in December 2015.  So if your license plates expire at the end of March 2016, you will be among the first motorists not to receive a notice to complete your emission tests. […]

  5. How Umbrella Insurance Can Help After a Car Accident

    by grobbins
    SONY DSC

    After a hectic work week, Jim Marshall was looking forward to a relaxing weekend with his family. He was just a few blocks from home when his cell phone rang. He glanced down to see who was calling. That split-second distraction was all it took for him to miss the approaching stop sign and plow […]

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  6. Do You Need a Flood Insurance Endorsement?

    by grobbins
    water yard

    After the last few years of weather here in the Midwest, it is no surprise that flood is the top natural disaster in the United States.  Unfortunately, most homeowners insurance policies exclude flood coverage.  The Insurance Information Institute estimates that only 14% of US homeowners have a flood insurance policy.  Further, the National Flood Insurance […]

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  7. Dangers of Small Lithium Cell, or Button, Batteries

    by grobbins
    button battery

    The recent death of an Oklahoma toddler has raised the issue of button battery safety. Two-year-old Brianna Florer died in December after swallowing one of the lithium batteries. The tiny coin-shaped batteries are frequently used in children’s toys, hearing aids, wristwatches and musical greeting cards. According to the Consumer Product Safety Commission (CPSC), older adults […]

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  8. Keeping Your Children Safe in their Car Seats All Winter

    by grobbins

    Category: Safe DrivingWinter Safety

    It’s been several years since I’ve had to buckle my sons into their car seats; however, I do remember that during the winter months, they were usually wearing winter coats, snow pants and other bulky accessories. I wanted to make sure they were warm and dressed appropriately in case the car broke down. This meant I had […]

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  9. Are You Smart with Your Smartphone?

    by grobbins

    Are you smart with your smartphone? More and more news stories stem from situations that resulted in not-very-wise usage of mobile devices.  Here are a few eye-opening examples, and some good tips from our friends at International Risk Management Institute. A Dallas insurance professional was recently mugged in broad daylight at a Dallas Area Rapid Transit station. […]

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  10. Five things that you should never flush

    by grobbins

    Category: Uncategorized

    We all have been told in the past, but in hopes of avoiding a major backup that could lead to damage to your home, here’s a little reminder of the things that should not be flushed down the toilet, but placed in the trash bin. Paper Towels:  These are much heavier than toilet tissue and do […]

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