Recent Posts

  1. Need an Umbrella?

    by grobbins

    Do you drive a carpool to soccer practice?  Is yours the house where all the neighborhood kids want to hang out?  Do you love to host dinner parties?  Do you have a Rottweiler, German Shepherd or other dog?  How about an in-ground pool or hot tub in your yard?    Any of these scenarios are reasons that […]

  2. Distracted Driving: Using a Cell Phone Behind the Wheel

    by grobbins

    Distraction from cell phone use while driving (hand held or hands free) can be just as dangerous as driving with a blood alcohol concentration at the legal limit of .08 percent. Drivers that use a cell phone while driving are four times as likely to get into crashes serious enough to injure themselves or someone […]

  3. What to Consider When Buying a Car for Your Teenager

    by grobbins

    The day your child gets a driver’s license and you send her off on her first solo drive, you may be tempted to trail behind from a safe distance just to make sure she arrives at her destination safely. Eventually, though, you’ll relinquish control and trust that you’ve raised a responsible young adult who’ll behave […]

  4. Snow is Melting….But Where Will It All Go?

    by grobbins

    According to the Chicago Tribune we have received over 66 inches of snow  this season, making this the 5th snowiest Chicago winter to date!  As the temperature has risen above the 35° point these last few days, and with the ground still frozen solid, I’ve been wondering….”Just where is all the run-off from snow drifts […]

  5. Hosting a Super Bowl Party? Do You Have the Liability Coverage You Need?

    by grobbins

    And the countdown begins….the big game is just days away! Your office pools are closed, and party plans are all  in place.   You’ve confirmed the caterer, babysitter and hired bar and cleanup crews. But if you are  hosting even a small Super Bowl gathering,  have you thought about your liability exposures? A gathering of […]

  6. Stranded Motorist Winter Survival Checklist

    by grobbins

    Polar Vortex Part Two is threatening to arrive in Chicago over the next few days. Sometimes when temperatures drop and winter weather affects driving conditions, motorists can find themselves stranded.  This is not a common occurrence, but it doesn’t hurt to be prepared, in case you find yourself in an emergency.  Thanks to our friends at Encompass, […]

  7. Shoveling Sidewalks in Chicago–What’s the Law?

    by grobbins

    The snow that fell last week may have mostly melted over the weekend, but brace yourselves…forecasters are predicting another inch or so of accumulation today and more on the way in the coming days!  If you are having a hard time navigating unplowed side streets in your car, just imagine how the mail carrier, neighbor […]

  8. What to do When you Lose Power in Frigid Temperatures

    by grobbins

    After being hit with well over a foot of snow last week, Chicago residents started this week with  temperatures dipping into the negative double digits, colder than it’s been here in over 20 years!  As a result of the storm and high volume usage, many residents lost power and heat.  When temperatures drop below 40 […]

  9. 2014 Laws Affecting Illinois Drivers, Children and Consumers

    by grobbins

    More than 200 new laws take effect in Illinois this New Year’s Day.  Most of these affect drivers, but there are also some that involve children, their rights and safety, and other consumer issues.  Here’s a list of some of the big ones: Hand-held cell phone ban:  Public Act 98-0506 bans the use of hand-held […]

  10. Business Owners….Do You Know Your Data Breach Risk?

    by grobbins

    Any business that collects or stores personally identifiable information on its customers, employees or patients, is at risk for a data breach. In fact, one third of all data breaches investigated in 2012 were from organizations with fewer than 100 employees. When sensitive data is exposed, your  reputation is on the line. In addition, there […]