Recent Posts

  1. How to Avoid Frozen Pipes this Winter

    by grobbins

    With temperatures dropping into the teens well before Thanksgiving this year, it looks like Chicago may be in for a return visit from the Polar Vortex.  With last year’s especially cold winter, we heard from many clients who had damage to their homes after their pipes froze, and in some cases burst.  Wondering how you […]

  2. Is Your Small Business at Risk for a Data Breach?

    by grobbins

    So what is your business’s cyber security risk? Even though we see stories about data breaches in the news every week, many companies do not consider cyber security to be a risk that they should worry about.  The truth is, the costs associated with a data breach can be significant, and are generally not covered […]

  3. Breast Cancer and Life Insurance

    by grobbins

    Fall is in the air, which means all the gorgeous fall colors are out….golden yellow, ruby red, burnt orange and PINK! That’s right, pink. October is National Breast Cancer Awareness Month, a time when our country bands together to heighten awareness, and work to prevent, treat and cure the disease. The American Cancer Society estimates […]

  4. Should you Consider Cash Value Life Insurance?

    by grobbins

    Understanding Cash Value Life Insurance September is Life Insurance Awareness month, and although life insurance is not something we think about too often, when we do decide to add coverage to protect our loved ones, the choices can be confusing.  One type of life insurance that you might consider is Cash Value Life Insurance.  This type […]

  5. Want Lower Premiums? Look to Your Own Agent!

    by grobbins

    We hear about it everywhere we turn…on the radio, TV, even on that electronic billboard on I-90: they can lower our premiums in fifteen minutes…or even half that time. This may sound appealing, but if you already have an agent that you trust and who understands your needs, why risk giving up important coverage? Most […]

  6. What You Need to Know About Small Business Insurance

    Opening a small business of your own can be a very exciting step….you define the scope of your business, determine your hours, build your team…but you also need to take the time to set up your commercial business insurance policy. But do you really understand your policy? What do coverages like business disruption, theft/loss and […]

  7. Step by Step: How to Submit an Insurance Claim

    by grobbins

    With the arrival of more extreme weather, insurance companies have seen a rise in homeowners claims.  There are many reasons why you may submit a claim to your homeowners insurance, including damage by fire, or by wind or water from an intense storm, or even as a result of theft after a burglary.  But faced […]

  8. Understanding Your Homeowners Policy

    If you’re a homeowner, or are considering buying a home, you know that you need homeowners insurance.  But somehow, when it comes to making decisions about your policy and coverages, it’s really hard to keep track of what’s what.  Your eyes begin to glaze over, and you’re easily confused about what’s covered and what isn’t. […]

  9. The Summer Slide: Tips to Keep your Children’s Minds Exercised This Summer

    by grobbins

    Last weekend both my sons participated in an outdoor youth archery tournament. Depite gusting winds, unstable targets and broken arrows, they did very well, each earning pins in their Junior Olympic Achievement progression. But I did notice one shared area of weakness. After each round, the archers collect arrows and talley their totals on score […]