Author Archives

  1. Is your gun collection covered against theft, loss or damage?

    by dan

    Category: Home SafetyInsurance

    Just like jewelry and furs, all homeowners’ policies have limitations on coverage for guns. There is a dollar limitation for theft of unscheduled guns, and a coverage limitation for the causes of loss (i.e., mysterious disappearance, accidental acts or intentional acts by others are not covered).  That is why, in addition to the benefits listed […]

  2. Is your silver covered under your homeowners policy?

    by dan

    Category: Home SafetyInsurance

    Just like jewelry, all homeowners’ policies have limitations on coverage for silverware and other precious metals. There is a dollar limitation for theft of unscheduled silverware, and a coverage limitation for the causes of loss (i.e., mysterious disappearance, accidental acts or intentional acts by others are not covered).  That is why, in addition to the […]

  3. Is your valuable wine collection protected against damage or loss?

    Did you know that all homeowners’ policies have limitations for the limits and coverage for wine collections? For unscheduled wine collections, there is a coverage limitation for the causes of loss (i.e., mysterious disappearance, accidental acts or intentional acts by others, breakage, change in temperature, earthquake or flood, and other causes of loss are not […]

  4. Are your furs covered against theft, loss or damage?

    by dan

    Category: Home SafetyInsurance

    Just like jewelry, all homeowners’ policies have limitations on coverage for furs. There is a dollar limitation for theft  of unscheduled furs, and a coverage limitation for the causes of loss (i.e., mysterious disappearance or intentional acts by others).  That is why we recommend specifically scheduling (listing) your furs on the policy.  The cost is […]

  5. Is your jewelry protected against theft and loss?

    by dan

    Category: Home SafetyInsurance

    Did you know that the number one personal property claim for 2011 was jewelry? Did you also know that all homeowners’ policies have limitations for the limits and coverage for jewelry? For unscheduled jewelry there is a dollar limitation for theft of jewelry and a coverage limitation for the causes of loss (i.e.,  mysterious disappearance, […]